Financial Services Arranged Through ICF Financial Services Ltd

The ICF Commercial Finance Team can help you to fund your business’s premises, future expansion plans, as well as providing a host of other useful services such as : invoice discounting, development finance and for landlords – a range of competitive buy to let mortgage* schemes for single properties or whole portfolios.

Our team is comprised of senior lending managers, from banking backgrounds, who know how to package a deal and where to place it for the best chance of success. Don’t assume that your existing bank is always the best place to go – speak to ICF and they will be pleased to help you with the packaging of your deal and advise you on your best lending options.

*Fees may apply for these services

Company Pension Scheme Advice

Our experienced advisers can help you arrange your first pension or provide guidance on what to do if you have accumulated a number of pension schemes through your working life.

We can also help you decide on your best options if you are approaching retirement and you want to make sure that you secure the sort of retirement that you had always promised yourself.

Help is also available for the implementation of your ‘workplace pension’.

Death In Service Benefit Schemes

We can offer both Group Life Assurance schemes for large groups of employees and bespoke Relevant Life plans for company directors and key employees all with the benefit of having premiums that are a tax deductible business expense.

Key Person / Shareholder / Loan Protection

Ensure that your businesses profits are protected in the event of your key members of staff either dying or becoming seriously ill.

Make sure that your dependants get the fair share of your business to which they are entitled if you die, by ensuring that you have efficient co-shareholder protection in place to provide the cover that the firm will need to repurchase your shares.

And, whilst you are it, there’s no harm in insuring any business development finance balances or indeed personal guarantees or director loan accounts.

For further details of how to link up with an ICF adviser, locally, please contact any Hedon Insurance  office.

How can we help?

Contact us at the office nearest to you or submit an enquiry online.