The ICF Commercial Finance Team can help you to fund your business’s premises, future expansion plans, as well as providing a host of other useful services such as : invoice discounting, development finance and for landlords – a range of competitive buy to let mortgage* schemes for single properties or whole portfolios.
*Fees may apply for these services
Company Pension Scheme Advice
Our experienced advisers can help you arrange your first pension or provide guidance on what to do if you have accumulated a number of pension schemes through your working life.
We can also help you decide on your best options if you are approaching retirement and you want to make sure that you secure the sort of retirement that you had always promised yourself.
Help is also available for the implementation of your ‘workplace pension’.
Death In Service Benefit Schemes
We can offer both Group Life Assurance schemes for large groups of employees and bespoke Relevant Life plans for company directors and key employees all with the benefit of having premiums that are a tax deductible business expense.
Key Person / Shareholder / Loan Protection
Ensure that your businesses profits are protected in the event of your key members of staff either dying or becoming seriously ill.
Make sure that your dependants get the fair share of your business to which they are entitled if you die, by ensuring that you have efficient co-shareholder protection in place to provide the cover that the firm will need to repurchase your shares.
And, whilst you are it, there’s no harm in insuring any business development finance balances or indeed personal guarantees or director loan accounts.
For further details of how to link up with an ICF adviser, locally, please contact any Hedon Insurance office.