Motor Car Insurance

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Motor Car Insurance

We’ve been arranging car insurance in Hedon, Hornsea, Cottingham & Hull for over 40 years. Arranging your motor insurance correctly is essential to protect you, your vehicle and any other drivers on your policy in the event of an incident involving another vehicle. It also provides protection for you in the event of an incident in which you, your passengers, or members of the public are either injured or their property is damaged.

But how do you decide which motor insurance policy is the most appropriate for your circumstances? How do you compare quotes – when every company seems to offer slightly different cover, include or exclude cover for certain perils and have varying compulsory and voluntary excesses?

We wouldn’t expect you to know, but give us a call and our experienced staff will ask you all the necessary questions to assess your requirements and find the most competitive quotation for you.

Having done that, we’ll explain the cover fully to you (including any restrictions or excesses which apply) and in most cases we can arrange cover instantly for you there and then.

If you call in and see us, details of your cover will be provided to you in writing – so you can see what you are purchasing before you agree to go ahead. If you are a telephone customer, we will explain the main terms and conditions to you before putting you on cover and the full details will be posted to you for inspection the same day.

Because driving on today’s roads is hazardous, we strongly recommend our comprehensive legal protection package to all of our motor insurance clients. This ensures that if you are unfortunate enough to be involved in an incident, one call to our freephone helpline will ensure that your incident will be dealt with quickly and efficiently by our claims team.

In addition, if your motor car is left undriveable and you were not to blame, we can usually arrange for a hire car to be delivered to you to get you back on the road quickly. The policy will also provide essential help if either you or a passenger is injured as a result of the accident to help you recover any uninsured losses such as policy excesses, loss of earnings and compensation for injury.

But don’t just think of us for your private vehicles – we also offer cover for motorcycles, collector’s cars, all kinds of commercial vehicles, agricultural vehicles and of course, Taxis (see separate page on Taxi Insurance).

We also understand that paying the whole premium in one lump can stretch anyone’s finances and so we offer a range of flexible payment options for our clients (subject to status) via a leading premium finance provider at competitive rates (rates vary but will be confirmed at the point of sale).

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