Buildings & Contents Insurance
If you live in or around Hull, Hedon, Cottingham or Hornsea you may be surprised at how much of a saving you could make by reviewing your Home Insurance with Hedon Insurance.
We understand your home is probably the most valuable asset that you own and that your possessions, having taken a lifetime to accumulate, will not only have significant financial value but, no doubt, sentimental value too.
It is therefore essential that you keep your home buildings and its contents adequately insured – particularly if you live in an area that was affected by the 2007 storm and subsequent floods.
Whether you live in a self contained flat or a country mansion we’ll provide the benefit of our experience and expertise to find you the best policy to suit your individual circumstances.
Typically, we find that whilst people shop around for their motor insurance every year, they tend not to be as pro-active when they are shopping around for their Home Insurances – and so often miss out on the considerable savings that a good broker, like Hedon Insurance, can obtain for them.
One common problem is that many people are unaware of the actual annual cost of their cover. This can often happen if they have taken out their home insurance with their mortgage provider and the cost of the insurance is wrapped up in their overall mortgage repayment.
You need to consider that many mortgage lenders often only provide a ‘packaged’ product from just one company, often with a standard level of cover, and sometimes it’s hard to figure out sometimes exactly what is and isn’t covered.
If you bring along your existing insurance documents to any of our offices, we’ll help you unravel the mysteries of your existing insurance policy and check you have appropriate cover.
From there we will be happy to provide you with a free quotation for either a comparable policy or, if we identified your cover needs to be amended, a more appropriate policy. This process is likely to prove worthwhile for you as, often just by re-arranging the policy with more appropriate values and cover, we are likely to be able to save you money in the majority of cases.
But, it isn’t just your permanent home that we can help you with. We can also offer extremely competitive premiums for both landlords of let properties and holiday homes – see our main menu for the more information on these areas.
Finally, as with most types of insurance, the biggest test of your policy is when you need to make a claim. We’ll be here to help you through all stages of the claims process to ensure that your claim is dealt with efficiently and fairly to make sure you get what you’re entitled to.