People’s motivation to purchase travel insurance varies tremendously from one person to another but whatever, motivates you – you can discuss your requirements and arrange your travel insurance ‘face to face’ at any of Hedon Insurance’s offices.
Protecting yourself and your possessions is what motivates some, protecting the costs incurred in booking the holiday in case the holiday is cancelled or the tour company fails is another motivating factor, but perhaps the biggest risk you are taking by going abroad is being taken ill.
There’s a limit to how much value you can fit in a few suitcases, there’s a limit to how much you can actually spend on a holiday for two weeks, but there is virtually no limit on what being taken ill whilst on holiday can cost.
Every year, the newspapers are full of horror stories where families have faced financial ruin because a family member has been taken ill (and uninsured) whilst abroad.
Applying and carrying a European Health Insurance Card (EHIC) will undoubtedly help within countries in the European Union but if you are travelling outside of this area you must take out adequate insurance to prevent a potential financial disaster.
If a serious enough health condition strikes outside of the European borders, the rate that you can rack up medical costs is absolutely mind blowing.
The average cost of a medical emergency abroad is currently about £1333. In the USA the average medical bill is £4726 and the average cost of the most common medical investigation abroad – chest pains/heart conditions – is a painful £8 148.
Get taken seriously ill and your life’s work can be completely consumed in a matter of weeks – one night’s intensive care treatment in Florida could set you back $8500 and bills of up to $60 000 dollars for a injury and short convalescence are not unheard of.
So, don’t think it just about the loss of your budget airline flight ticket, the contents of your suitcase or volcanic ash – think of travel insurance as your guardian angel, should ill health strike, as that is what you are paying it for.
Remember, you can discuss your requirements and arrange your travel insurance ‘face to face’ at any of Hedon Insurance’s offices but, if you’ve left it a bit late and you’re sat at the airport, you can apply on-line at our website – www.hedoninsurance.co.uk – 24 hours a day, 7 days a week, even at Gate 12; the insurer will even text you details of your cover, so no printer required!
